FIELD OF MEMBERSHIP:  
Local 18 Member (Oper. Eng.)
Spouse & Family
Father & Mother Brother & SisterGrandfather & Grandmother
Local 18 Employees & Family
To open your
account, call the Credit Union at, 1-800-462-0549.
The minimum deposit to open your account is, $10.50.
Only accounts over $100.00 earn dividends.(interest)
To open your account and apply for a loan, a minimum deposit of $70.50 is required.
There is a one-time membership fee of $.50 for all accounts.
All accounts are assessed an annual fee of $5.00.
Our loan processing fee is ONLY $35.00
All borrowers are required to maintain a balance of $50.00 during the term of their loan.
The minimum to open a Certificate of Deposit is $500.00.
Dividends are paid monthly/quarterly and rates are subject to change.
Christmas Club accounts can be opened at any time. Dividends are paid quarterly. No dividends will be paid if a withdrawal is taken or the account is closed. Christmas Club checks are sent by the 10th of November.
Deposits can be made via payroll deduction, direct deposit, ATM, or sending a check payable to, Ohio Operating Engineers FCU.
Receipts are sent for all deposits received.
Withdrawals can be made via ATM machine or by calling the Credit Union prior to 4:00 for same day mailing.
Statement of Accounts are sent quarterly with our newsletter.
Please take the time to read our newsletter. They are created to educate our members relating to financial matters. | 
SEPTEMBER 2, 2010 
