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Consumer Loans

To open your account, call the Credit Union at (216) 432-0300 or 1-800-462-0549.

The minimum deposit to open your account is $10.00.

Only accounts over $100.00 earn interest.

To open your account and apply for a loan, a minimum deposit of $95.00 is required.

All accounts are assessed an annual fee of $5.00.

Our loan processing fee is ONLY $45.00

All borrowers are required to maintain a balance of $50.00 during the term of their loan.

The minimum to open a Certificate of Deposit is $500.00.

Dividends are paid monthly/quarterly and rates are subject to change.

Christmas Club accounts can be opened at any time. Dividends are paid quarterly. No dividends will be paid if a withdrawal is taken or the account is closed. Christmas Club checks are sent by the 10th of November.

Deposits can be made via payroll deduction, direct deposit, ATM or sending a check payable to Ohio Operating Engineers FCU.

Receipts are sent for all deposits received.

Withdrawals can be made via ATM machine or by calling the Credit Union prior to 4:00 for same day mailing.

Statement of Accounts are sent quarterly with our newsletter.

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