To open your account, call the Credit Union at (216) 432-0300 or 1-800-462-0549.
The minimum deposit to open your account is $10.00.
Only accounts over $100.00 earn interest.
To open your account and apply for a loan, a minimum deposit of $95.00 is required.
All accounts are assessed an annual fee of $5.00.
Our loan processing fee is ONLY $45.00
All borrowers are required to maintain a balance of $50.00 during the term of their loan.
The minimum to open a Certificate of Deposit is $500.00.
Dividends are paid monthly/quarterly and rates are subject to change.
Christmas Club accounts can be opened at any time. Dividends are paid quarterly. No dividends will be paid if a withdrawal is taken or the account is closed. Christmas Club checks are sent by the 10th of November.
Deposits can be made via payroll deduction, direct deposit, ATM or sending a check payable to Ohio Operating Engineers FCU.
Receipts are sent for all deposits received.
Withdrawals can be made via ATM machine or by calling the Credit Union prior to 4:00 for same day mailing.
Statement of Accounts are mailed quarterly with our newsletter to members upon request. Checking account statements are mailed monthly to all checking account holders regardless of request.