True to its name, a signature loan can be obtained with just a signature, for qualified borrowers. Favorable terms and rates available.
+ All loans are true simple interest calculated loans which is better for the borrower. Should you wish to pay off the loan early, refinance, or make additional payments, having a simple interest calculated loan means a larger portion of your initial payments are applied to the outstanding balance vs. the interest owed. Our members are able to see their outstanding balances reduce faster than a loan processed with compound interest like many banking institutions calculate.
+ To open your account and apply for a loan, a minimum deposit of $95.00 is required.
+ Our loan processing fee is ONLY $45.00
+ All borrowers are required to maintain a deposit balance of $50.00 during the term of their loan.
+ There is no early payoff penalty.
To apply for a loan, click here.
Loan requests are normally answered in 48 hours upon receipt of loan application.